Overseas medical expense coverage and emergency evaluation for peace of mind.

 

General insurance provider HL Assurance is offering the first travel insurance plan in Singapore with built-in 24/7 access to COVID-19 medical concierge at no additional fees. Unpredictable changes such as sudden travel bans and quarantine requirements can easily derail an overseas trip nowadays. Travellers may be caught off guard in a foreign country, unsure of how to navigate new COVID requirements, or faced with a significant medical and living expense if tested positive. In the event when medical evacuation is required, cost can escalate rapidly.

As a financial safeguard against pandemic-related expenses and situations, travellers are turning to travel insurance to protect themselves from unplanned travel expenses. Travel insurance often offer good medical coverage but not all travel insurance cover COVID-related problems.

HL Assurance is offering an affordable and good-value insurance to protect the common person from everyday risk, is incorporating a 24/7 COVID-19 medical concierge service in all tiers of COVIDSafe Travel Protect360, the HL Assurance travel insurance plan.

Starting from March 1, 2022, HL Assurance COVIDSafe Travel Protect360 policyholder has 24/7 access to COVID-19 medical concierge via communication methods of their choice. Whether it is by e-mail, phone, WhatsApp or click-to-call via an embedded link on HL Assurance website, a personalised service is assured. A live human agent will respond within just three minutes.

HL Assurance COVIDSafe Travel Protect360 policyholders will have access to the following medical concierge services. Before departure from Singapore, HL Assurance policyholders can check HL Assurance medical concierge website for:

• Destination medical advice and facilities recommendations.
• Destination COVID-19 entry regulations.
• Referral to a testing facility in Singapore for pre-departure testing, with the option to assist with appointment scheduling.
• COVID-19 country situation updates.

While traveling, either in transit or at destination, HL Assurance policyholders can contact HL Assurance medical concierge for:

• Return trip COVID-19 exit regulations.
• Referral to a COVID-19 testing facility for pre-return testing, with the option to assist with appointment scheduling.
• Subscribe to real-time medical and security travel alerts.
• COVID-19 country situation updates.

When falling sick, HL Assurance policyholders can contact HL Assurance medical concierge for:

• Medical consultation with a doctor on-call.
• Hospital admission and guarantee-of-payment.
• Medical monitoring while in hospital or at quarantine facility, such as a hotel, government facility, etc.
• Medical evacuation and repatriation.
• Onward journey management including change of flight and hotel bookings, emergency message transmission to family members, work colleagues, etc.

HL Assurance COVIDSafe Travel Protect360 is one of the most comprehensive and flexible travel insurance in Singapore covering COVID-related situations. Features such as flexibility in travel date changes, substantial overseas hospital cash benefits, overseas quarantine allowance, travel delay, postponement and disruptions reimbursements provides a safety net for travellers.  With the addition of the medical concierge service, policyholders can have a peace of mind that help is just a phone call, text or e-mail away during these uncertain times.

 

(** PHOTO CREDIT: Unsplash/Tom Barrett)